Here are the current Mpesa Rates for Sending and Withdrawing Money (2022)

Current Mpesa rates reflect a big deal on how customers are adapting to the mobile money financial freedom path that facilitates swift transfer of money by a tap of a button. In Kenya, you can’t miss an Mpesa agent in every country town due to this growth, and by this trend, attractive Mpesa withdraw rates, Mpesa sending rates come in handy as key drivers to how you can send or receive money using the service.

Over the years, the service has transformed from just a mobile money transfer service to a must-have tool that makes financial freedom a possibility. Additionally, the fact that Safaricom drives Mpesa makes it ideal to keep note of what charges are placed on sending money to a registered Mpesa user and how much you’re charged to withdraw the money from an agent stall.

Particularly, the current Mpesa rates are a blend of sending charges, withdraw charges, and money transfer to registered or non-registered users in and outside of Kenya. Much more like a standard, the current Mpesa rates in Kenya are similar to those offered by Vodacom in Tanzania, and a catalogue of services are offered at no charge as the trend is with MTN and Airtel in Uganda.

Free Mpesa services

Other Transactions	Kshs
All Desposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA balance Enquiry	FREE
Change M-PESA PIN	FREE

Mpesa Withdraw Rates from Agent

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	10
101	500	27
501	1,000	28
1,001	1,500	28
1,501	2,500	28
2,501	3,500	50
3,501	5,000	67
5,001	7,500	84
7,501	10,000	112
10,001	15,000	162
15,001	20,000	180
20,001	35,000	191
35,001	50,000	270
50,001	150,000	300

Mpesa Rates for money transfer to unregistered users

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	N/A
101	500	45
501	1,000	49
1,001	1,500	59
1,501	2,500	74
2,501	3,500	112
3,501	5,000	135
5,001	7,500	166
7,501	10,000	205
10,001	15,000	265
15,001	20,000	288
20,001	35,000	309
35,001	50,000	N/A
50,001	150,000	N/A

Mpesa ATM Withdraw rates

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
200	2,500	34
2,501	5,000	67
5,001	10,000	112
10,001	20,000	197

Sending Money to registered Mpesa Users

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105

Mpesa Rates for Sending money to other Mobile Money users

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105